On Aave Monad, 22 Aug 2026
One loan
Someone borrows USDC against their ETH. Nothing unusual.
Not audited yetFor Aave V3 on Monad
The floor is lava. Shield steps in first.
Shield pays back part of your Aave loan before you get liquidated. It takes 1%, not Aave’s 5.5%.
Example loan
Shield steps in at $2,6402.8% below now
Aave liquidates at $2,5396.5% below now
ETH $2,716now
Example: if ETH falls to $2,640, Shield pays back about $25 of the loan and takes ETH worth that plus 1%. Aave’s line drops to $2,400, and an Aave liquidation would have taken $1.14 more.
Pick an ETH price. If ETH falls to it, Shield pays back part of your loan and takes a slice of your ETH worth that amount plus 1%. For loans with ETH as collateral and USDC borrowed. Shield does not sell your ETH on the market; the slice goes to Shield’s vault.
Three steps, then Shield keeps watch.
No dashboards to babysit. You pick a price, add a little fuel, and Shield reads your loan in every Monad block.
Pick when Shield steps in
Choose a price for ETH below today’s. Early costs more and acts sooner. Last call is cheapest and cuts it closer.
EarlyBalancedLast callAdd a little fuel
Prepay some USDC, on Monad or from another chain. It burns slowly while Shield is on. Take back what you don’t use, any time.
USDC on MonadOr from another chainShield steps in for you
If ETH hits your price, Shield pays back part of your loan and takes ETH worth that plus 1%. You keep the rest, and Aave’s line drops away.
Reads your loan every block
The one liquidation on Aave Monad so far.
From launch to 5 Oct 2026, Aave on Monad liquidated one loan. It cost the borrower $87.98 on top of what was repaid. Here it is, four panels long.
Block 98,106,057
Into the lava
The loan sinks below Aave’s line. Liquidators can now step in.
A liquidator grabs it
$87.98 extra
It repays $1,670.69 of the loan and takes ETH worth $87.98 more than that.
With Shield on instead
$16.71 extra
Same $1,670.69 repaid, earlier, at the borrower’s own line. That is $71.27 less than the Aave liquidation.
Panels 1 to 3 happened on chainSee the transaction on MonadVisionPanel 4 prices the same repayment at Shield’s 1%. Shield did not exist yet.
Built for Monad’s 0.3 second blocks.
Monad makes a new block about every 0.3 seconds, so Shield reads your loan about 200 times a minute. When ETH touches your line, the next block can already carry the rescue.
Works with Aave V3Prices from PythHistory by Envio
Straight talk.
Shield is new. Here is exactly where it stands.
Open source
Every contract and this site are public on GitHub, MIT licensed.
Tested on real Aave
The tests run against copies of Aave on Monad mainnet, not a mock lender.
Not audited yet
No security firm has reviewed the contracts. Use money you can afford to lose.
Best effort
If ETH jumps past your line in one move, Aave can still liquidate you. If nobody steps in, you are where you’d be without Shield.
Questions.
What does it cost?
A small amount every block while Shield is on, taken from the fuel you prepay. For the example loan above (about $107 borrowed), that is about $0.30 a month at the Balanced line.
It costs more when ETH gets wild or when your line sits close to today’s price. When Shield steps in, it also takes 1% of what it repays.
Does Shield sell my ETH?
No. Shield pays back part of your loan with its vault’s USDC, then takes a slice of your ETH worth the repaid amount plus 1%. The slice goes into Shield’s vault. Your remaining ETH stays on Aave.
Can Shield stop every liquidation?
No. If ETH jumps straight past your line in one move, or nobody can step in in time, Aave can still liquidate you. If Shield doesn’t step in, you are exactly where you’d be without it.
Why does it take 15 minutes to switch on?
New cover starts 15 minutes after you turn it on, so nobody can buy it at the last second, when a crash is already under way. That keeps it cheap for everyone else.
What happens when the fuel runs out?
Shield switches off and the page tells you. Add fuel and it re-arms 15 minutes later. You can take back unused fuel any time.
Who presses the button?
Shield’s bot reads every protected loan in every block. If it is ever late, anyone can trigger the rescue once ETH is at your line. The contracts check every condition.
Where does the money for a rescue come from?
From Shield’s vault, a pot the protocol itself filled at launch. It earns the 1% from rescues and most of the fuel payments.
Set your line before ETH moves.
Takes four wallet prompts. Cover starts 15 minutes later.